About Us
About CardCalculators.com
At CardCalculators.com, we believe financial literacy is the key to unlocking the full potential of credit cards. Founded by a team of Chartered Accountants and financial experts with extensive experience in India and globally, our mission is to empower Indian users to use credit cards wisely. We aim to demystify credit card complexities, helping you avoid defaults, minimise interest, and maximise rewards like cashback, travel benefits, and exclusive offers.
Our suite of calculators is designed specifically for the Indian market, supporting popular cards from banks like HDFC, SBI, ICICI, and Axis. With bilingual content in English and Hindi, we cater to diverse users across India. Whether you’re a beginner or a seasoned cardholder, our tools provide actionable insights to achieve financial freedom and live a comfortable lifestyle without debt.
Our Vision
To be India’s leading platform for credit card education, enabling millions to make informed financial decisions and extract maximum value from their cards.
Why Trust Us?
- Expertise: Backed by professionals with decades of experience in finance and accounts.
- User-Centric: Free, intuitive tools designed for Indian users.
- Transparency: No hidden agendas—just clear, impartial advice.
Learn More About Credit Cards
Explore our blog for expert tips on managing credit cards, maximising rewards, and avoiding debt traps. From understanding APR to leveraging 0% interest offers, our articles help you stay ahead in your financial journey.
Frequently Asked Questions
What is a credit card payoff calculator?
A credit card payoff calculator estimates how long it takes to clear your credit card balance based on your monthly payments and interest rate. It also shows the total interest paid, helping you plan debt repayment effectively.
How can I maximise credit card rewards?
To maximise rewards, use cards for category-specific spending (e.g., dining, travel), pay your balance in full each month, track limited-time offers, and redeem points before expiry. Our Rewards Optimiser can guide you with personalised tips.
Are EMI options on credit cards cost-effective?
EMI options can be convenient but often come with high interest rates. Use our EMI Calculator to compare costs and choose affordable tenures to avoid excessive charges.
Why should I avoid minimum payments?
Paying only the minimum due prolongs debt repayment and increases interest costs significantly. Our Minimum Payment Calculator shows the true cost, encouraging higher payments for faster debt clearance.
Contact Us
Have questions or need help with our calculators? Reach out to us by filling this feedback form.